Financial Planning for Retirees

A large number of our clients are already pulling income from their investments.  They want better returns than they find with GICs, but also want to minimize risk.  Working with their wants and needs, we help them to build a viable income stream that they can’t outlive, and maybe even leave a legacy.  At the same time, we want to “disinherit” the Canada Revenue Agency wherever we can.

The saving and investing patterns that have led you to retirement are very different from the patterns that will get you through it.  Whether you are partially or fully retired, you need a written income plan that helps to minimize the tax bite on your retirement income over time and gives you the peace of mind that comes from knowing you’ll be able to fund your desired lifestyle throughout your retirement.

We have specialized expertise that combines tax and estate planning to help you use your assets as efficiently as possible in retirement.  We look at the entire picture and provide you with the options and guidance to make sure that your financial life is organized exactly as you want it.