Our Investment Philosophy

Our investment philosophy is essentially conservative in nature. Operating within your risk profile, we structure an investment portfolio which will achieve long-term growth without undue risk. Our focus is on creating a guaranteed and consistent stream of retirement income so that we can all sleep soundly at night.

We believe that individual investors are becoming more accountable for funding their own retirement and providing for their own “private pension.” We work with you to envision your own retirement, determine your funding requirements and design a realistic retirement income plan specifically for them.

There are new, specific risks that impact retirement and retirement planning. Therefore, we discuss longevity risk, inflation risk and market risk with our clients to help them understand how these impact their retirement.